Fannie Mae VOE requirements now leave more discretion to lenders. Most wholesale policies probably won’t change overnight, but the updated wording could help when a file is stuck over a specific documentation requirement. Here’s what to ask underwriting to review.

Initial underwriting comes back asking about a child support deduction nobody put on the 1003. Here's how to ask about child support on the first call, what Fannie, Freddie, and FHA need to count it as income, and how it hits the DTI when the borrower pays it, with the guide language quoted.